diff --git a/10_Blackjack/java/src/Game.java b/10_Blackjack/java/src/Game.java
index 433a94f6..1733ae96 100644
--- a/10_Blackjack/java/src/Game.java
+++ b/10_Blackjack/java/src/Game.java
@@ -75,20 +75,7 @@ public class Game {
 			printInitialDeal(players, dealer);
 
 			if(dealer.getHand().get(0).getValue() == 1) {
-				boolean isInsurance = userIo.promptBoolean("ANY INSURANCE");
-				if(isInsurance) {
-					userIo.println("INSURANCE BETS");
-					for(Player player : players) {
-						while(true) {
-							double insuranceBet = userIo.promptDouble("# " + player.getPlayerNumber() + " ");
-							// 0 indicates no insurance for that player.
-							if(insuranceBet >= 0 && insuranceBet <= player.getCurrentBet()) {
-								player.setInsuranceBet(insuranceBet);
-								break;
-							}
-						}
-					}
-				}
+				collectInsurance(players);
 			}
 
 			if(ScoringUtils.scoreHand(dealer.getHand()) == 21) {
@@ -113,6 +100,23 @@ public class Game {
 		}
     }
 
+	protected void collectInsurance(Iterable<Player> players) {
+		boolean isInsurance = userIo.promptBoolean("ANY INSURANCE");
+		if(isInsurance) {
+			userIo.println("INSURANCE BETS");
+			for(Player player : players) {
+				while(true) {
+					double insuranceBet = userIo.promptDouble("# " + player.getPlayerNumber() + " ");
+					// 0 indicates no insurance for that player.
+					if(insuranceBet >= 0 && insuranceBet <= (player.getCurrentBet() / 2)) {
+						player.setInsuranceBet(insuranceBet);
+						break;
+					}
+				}
+			}
+		}
+	}
+
 	/**
 	 * Print the cards for each player and the up card for the dealer.
 	 */
diff --git a/10_Blackjack/java/test/GameTest.java b/10_Blackjack/java/test/GameTest.java
index 0dd004db..360c897f 100644
--- a/10_Blackjack/java/test/GameTest.java
+++ b/10_Blackjack/java/test/GameTest.java
@@ -6,6 +6,7 @@ import org.junit.jupiter.api.DisplayName;
 
 import static org.junit.jupiter.api.Assertions.assertAll;
 import static org.junit.jupiter.api.Assertions.assertEquals;
+import static org.junit.jupiter.api.Assertions.assertFalse;
 import static org.junit.jupiter.api.Assertions.assertThrows;
 import static org.junit.jupiter.api.Assertions.assertTrue;
 
@@ -14,7 +15,9 @@ import java.io.StringReader;
 import java.io.StringWriter;
 import java.io.UncheckedIOException;
 import java.util.Arrays;
+import java.util.Collections;
 import java.util.LinkedList;
+import java.util.List;
 
 public class GameTest {
 
@@ -70,6 +73,114 @@ public class GameTest {
         assertEquals("!END OF INPUT", e.getMessage());
     }
 
+    @Test
+    @DisplayName("collectInsurance() should not prompt on N")
+    public void collectInsuranceNo(){
+        // Given
+        List<Player> players = Collections.singletonList(new Player(1));
+        playerSays("N");
+        initGame();
+
+        // When
+        game.collectInsurance(players);
+
+        // Then
+        assertAll(
+            () -> assertTrue(out.toString().contains("ANY INSURANCE")),
+            () -> assertFalse(out.toString().contains("INSURANCE BETS"))
+        );
+    }
+
+    @Test
+    @DisplayName("collectInsurance() should collect on Y")
+    public void collectInsuranceYes(){
+        // Given
+        List<Player> players = Collections.singletonList(new Player(1));
+        players.get(0).setCurrentBet(100);
+        playerSays("Y");
+        playerSays("50");
+        initGame();
+
+        // When
+        game.collectInsurance(players);
+
+        // Then
+        assertAll(
+            () -> assertTrue(out.toString().contains("ANY INSURANCE")),
+            () -> assertTrue(out.toString().contains("INSURANCE BETS")),
+            () -> assertEquals(50, players.get(0).getInsuranceBet())
+        );
+    }
+
+    @Test
+    @DisplayName("collectInsurance() should not allow more than 50% of current bet")
+    public void collectInsuranceYesTooMuch(){
+        // Given
+        List<Player> players = Collections.singletonList(new Player(1));
+        players.get(0).setCurrentBet(100);
+        playerSays("Y");
+        playerSays("51");
+        playerSays("50");
+        initGame();
+
+        // When
+        game.collectInsurance(players);
+
+        // Then
+        assertAll(
+            () -> assertEquals(50, players.get(0).getInsuranceBet()),
+            () -> assertTrue(out.toString().contains("# 1 ? # 1 ?"))
+        );
+    }
+
+    @Test
+    @DisplayName("collectInsurance() should not allow negative bets")
+    public void collectInsuranceYesNegative(){
+        // Given
+        List<Player> players = Collections.singletonList(new Player(1));
+        players.get(0).setCurrentBet(100);
+        playerSays("Y");
+        playerSays("-1");
+        playerSays("1");
+        initGame();
+
+        // When
+        game.collectInsurance(players);
+
+        // Then
+        assertAll(
+            () -> assertEquals(1, players.get(0).getInsuranceBet()),
+            () -> assertTrue(out.toString().contains("# 1 ? # 1 ?"))
+        );
+    }
+
+    @Test
+    @DisplayName("collectInsurance() should prompt all players")
+    public void collectInsuranceYesTwoPlayers(){
+        // Given
+        List<Player> players = Arrays.asList(
+            new Player(1),
+            new Player(2)
+        );
+        players.get(0).setCurrentBet(100);
+        players.get(1).setCurrentBet(100);
+
+        playerSays("Y");
+        playerSays("50");
+        playerSays("25");
+        initGame();
+
+        // When
+        game.collectInsurance(players);
+
+        // Then
+        assertAll(
+            () -> assertEquals(50, players.get(0).getInsuranceBet()),
+            () -> assertEquals(25, players.get(1).getInsuranceBet()),
+            () -> assertTrue(out.toString().contains("# 1 ? # 2 ?"))
+        );
+    }
+
     @Test
     @DisplayName("play() should end on STAY")
     public void playEndOnStay(){
@@ -113,7 +224,6 @@ public class GameTest {
     @Test
     @DisplayName("Should allow double down on initial turn")
     public void playDoubleDown(){
-        System.out.println("Here");
         // Given
         Player player = new Player(1);
         player.setCurrentBet(100);